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Statement out-of obligations to possess a home loan application

Statement out-of obligations to possess a home loan application

To determine just how much your debt, consider ‘Mijn schulden’ from inside the Mijn DUO. Discover announcements concerning your personal debt not as much as ‘Mijn berichten’. These may end up being published away. If you need a statement off financial obligation to have home financing software or income tax return, oftentimes what inside the Mijn DUO is sufficient.

In the Netherlands, your scholar debt otherwise lifelong studying credit are considered whenever figuring how much you might borrow to own a mortgage. Really lenders hence wanted proof of which – specifically, the amount of your brand spanking new financial obligation. DUO keeps arranged which have lenders that one may provide you to definitely research by the submission the fresh new notice approved at the start of their fees stage, saying how much you ought to pay-off each month. Discover which alerts when you look at the Mijn DUO, below ‘Mijn berichten’.

Which notice you really need to fill out hinges on if your repayment stage first started. If that try just before 2017, then you definitely acquired the fresh notice when you look at the January of the year inside which their installment stage already been. When it is while in the otherwise immediately after 2017, you acquired it two months before the start of your payment stage. That is usually when you look at the October or November. Will you be settling a lifelong discovering credit? You obtained the notice https://loanonweb.com/installment-loans-pa/ for the January, pursuing the end of lifelong discovering credit.

If you find yourself struggling to discover the notification during the Mijn DUO, you might consult a copy having fun with the on the internet contact form. You will found so it by the post inside 2 weeks.

Even more costs

Maybe you’ve produced voluntary more payments? Sometimes, mortgage team keep this in mind whenever figuring simply how much your is obtain. Such as for example, because keeps smaller your own leftover monthly instalments or since you features eliminated your debt entirely. Due to the fact proof, you need the latest confirmation your received once we canned your voluntary fee. And/or notice saying the quicker month-to-month instalment. For people who paid down from the best, you will want to located this within this step three working days. If not, it will require to 14 days.

If you like a very detailed report out-of financial obligation, we are able to e-mail they to you personally into demand. But this will be only possible when you yourself have entered a legitimate e-mail target for the Mijn DUO. To safeguard your confidentiality, we simply cannot age-send notifications, texts and other data. Also, your own consult need to are from new e-mail target inserted from inside the Mijn DUO.

To help you consult a complete report of loans, use the on the web contact page. Based upon your position, you will get the adopting the pointers:

  • their modern debt harmony in the very beginning of the repayment phase.
  • your loans harmony, together with attract accrued.
  • your existing interest as well as chronilogical age of validity.
  • brand new levels of any extra costs made and their worth schedules.
  • your own dated and you may the fresh monthly instalments, as well as their performing schedules.
  • the remainder name of the personal debt.
  • verification off full fees.

Annual declaration to have Dutch tax government

Usually, you don’t need so you’re able to state the a good college student personal debt when submitting an income tax return about Netherlands. Thus, we really do not send you an annual report just like the simple. Should you would like to know your obligations balance, you can find it into the Mijn DUO less than ‘Mijn schulden’. And you will significantly less than ‘Schuldhistorie’ there’s brand new numbers your owed with the 31 December off earlier ages.

Might you live in the latest Dutch Caribbean? While having you repaid your scholar financial obligation? Then you will discovered an annual report.

  • extent a good is over € 3,2 hundred if you are single or higher than just € six,400 when you have a partner, and you will
  • the possessions for the Package step 3 (savings and expenditures) go beyond the new different threshold. Inside the 2021 that is € fifty,000 to possess single individuals or € 100,100 to own lovers, towards the reference big date getting .

It’s not necessary to condition their beginner finance given that income whenever your document a taxation come back. We could, although not, give you a public transport declaration if you like they getting their declaration.

If you are not able to sign in Mijn DUO, use our on the web contact form as an alternative to inquire about to suit your yearly statement.



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